Think You’re Not “Rich Enough” to Worry About Estate Taxes? Think Again.

⏱️ 6-Minute Read – If you own a home in California, you may already be a target—and the rules are changing fast.

If your estate is worth around $3 million to $7 million, you might think you’re safe from the estate tax conversation. You’re not a billionaire. You don’t own a yacht. You’re not sipping champagne at a Palm Springs country club.

But here’s the reality: If you own a home in California, you could be sitting on a ticking tax time bomb.

And if you don’t make the right moves before the end of 2025, your family could face taxes, delays, and probate headaches that wipe out what you’ve spent a lifetime building.

Want to know if your family is vulnerable to the upcoming federal estate tax reset?
Join us for a free, in-person seminar:
Tuesday, June 10 at 10AM
Collins Law Group Office | Inglewood, CA

Topic: Wills, Living Trusts & Asset Protection—for California homeowners and families with estates between $2M–$10M
Reserve Your Seat Now

No, You Don’t Need $20 Million to Be at Risk

Right now, the federal estate tax exemption is $13.99 million per person, which means most families are protected from federal estate tax—for now.

But here’s the catch:
That exemption is getting cut in half at the end of 2025.
Unless Congress acts, your future exemption could drop to around $7 million per person, adjusted for inflation. That puts middle-class Californians—especially those with real estate—squarely in the crosshairs.

Let’s do the math:

• Primary residence in L.A. County: $1.5M–$2.5M

• Retirement accounts: $500K–$1.5M

• Life insurance death benefit: $500K–$1M

• Investments, savings, other property or rental: $1M–$2M

Suddenly, you’re pushing $5–7 million without even realizing it.

What Happens If You Do Nothing?

Your family could face:

• Estate taxes up to 40% on what exceeds the new exemption

• Forced sales of real estate or family property to cover tax bills

• Court delays that tie up money during a time of grief

• Public exposure of everything you own and everyone who inherits

It doesn’t take generational wealth to create generational problems.

Join us Tuesday, June 10 in Inglewood to get ahead of this—and protect your loved ones.
We’ll show you exactly what counts toward your estate and how to shield it.
Register Now – It’s Free

Proven Ways to Shrink Your Estate (Without Sacrificing Control)

You don’t have to give it all away. You just have to plan intentionally.

At our seminar, we’ll break down:

• How to give up to $19,000 per year per person—tax-free

• How irrevocable trusts can keep your life insurance from being taxed

• How charitable giving can lower your estate and leave a legacy

• Why a living trust can eliminate probate stress—and family conflict

These aren’t loopholes. These are tools built into the law to help you protect your family.

Estate Planning Isn’t Just for the Wealthy—It’s for the Wise

Even if your estate stays under the exemption, that doesn’t mean you’re safe from:

• Probate (which kicks in at $184,500 in California)

• Guardianship court if you become incapacitated

• Family conflict over verbal promises or missing documents

• Delays in your children receiving what you intended

A living trust isn’t just about taxes. It’s about dignity, privacy, and control.

Tuesday, June 10 at 10AM is your chance to get the facts from experts—not YouTube.
Location: Collins Law Group Office | Inglewood, CA
Secure Your Free Seat

Final Thought: You Don’t Need $20 Million to Need a Plan

If you’ve worked, saved, or invested over your lifetime—especially in California—then your estate deserves protection.

Not from the IRS.
Not from probate court.
Not from family tension or government red tape.

Just a simple, effective strategy that keeps your legacy intact.

Join Collins Law Group on Tuesday, June 10 at 10AM and walk away with real answers.

✔️ Learn what counts toward your taxable estate
✔️ Understand what’s changing in 2026
✔️ Discover smart tools to protect your family
✔️ Build the plan you deserve

Reserve Your Spot Now – Limited Seating Available

Because you don’t need millions to leave something meaningful.
You just need the right plan—before the rules change.

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Caprice Collins

Attorney Caprice L. Collins is a top rated Harvard Law School graduate. She has 34 years of legal experience with a successful law practice devoted exclusively to Estate/Business Planning and Trust Administration. Attorney Collins is a well-respected keynote speaker on Wills, Living Trusts, Estate Planning, Business Planning and Trust Administration. She has appeared on California’s Real Estate Radio Station KTLK AM 1150 as a legal expert on Estate Planning and Living Trusts among many other notable media appearances Read More!

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