There are an unprecedented number of people attaining senior citizen status at the present time in the United States. This is because of the fact that the baby boomer generation is getting older. To understand the dynamic, consider the state of Social Security applications. The Social Security Administration is accepting approximately 10,000 applications for Social Security benefits each and every day. This volume is expected to continue into the foreseeable future. If you are among the many … [Read more...] about Elder Abuse Awareness Is on the Rise
When you know you are going to qualify for Medicare when you reach the age of 65, the Medi-Cal program may be off your radar. Medicare and Medi-Cal are both health insurance programs, right? Why would you need Medi-Cal if you are going to qualify for Medicare? It is true that Medicare and Medi-Cal are both government run health insurance programs. If you qualify for Medicare, you won't need Medi-Cal at first. Plus, you probably wouldn't be eligible, because Medi-Cal is only available to people … [Read more...] about Disability Planning Can Prevent Future Problems
The population of the state of California is growing, and this phenomenon is very eye-catching when you apply it to senior citizens. According to the California state government, the Los Angeles senior population is exploding. By 2020, the elder population should be 50 percent more than it was in 1990 according to government research. Since so many people are reaching retirement age, questions are being asked about Medicare and Medi-Cal. Let's look at some very important information that can be … [Read more...] about Government Projects Growth of Los Angeles Elder Population
Planning ahead for retirement and the eventualities of aging involves gaining an understanding of government programs that are in place to assist senior citizens. An elder law attorney can provide you with the information that you need to go forward in a fully informed manner. Health care is obviously very important to elder Americans. Medi-Cal and Medicare are the government health insurance programs that are relevant to many seniors here in the greater Los Angeles area, and a lot of people … [Read more...] about An Elder Law Attorney Can Help Preserve Your Legacy
Alzheimer's disease is an extremely big factor within the elder law community. This disease strikes a very significant percentage of elders, and it is actually the sixth leading cause of death in the United States. If you have a loved one who is aging, or if you are looking ahead toward your elder years in your own right, you may want to explore the resources that are offered by the the Southern California Chapter of the Alzheimer's Association. These people do excellent work, and you can … [Read more...] about SoCal Alzheimer’s Association Chapter Provides Local Resources
If you have health insurance through your job or through your own personal relationship with an insurer, you may naturally assume that Medi-Cal is something that is not relevant to you. Plus, if you will qualify for Medicare when you reach the age of 65, you will have health insurance as a senior citizen. While the above makes sense, the Medi-Cal program may well be important to you when you reach the latter stages of your life. This is because of the fact that Medicare does not pay for … [Read more...] about Does Home Ownership Prevent Medi-Cal Eligibility?
The Medi-Cal program is somewhat misunderstood. Most people are aware of the fact that this is California's version of the Medicaid program, which is a health insurance program for financially needy individuals. This can lead to the belief that Medi-Cal would never be relevant to you if you have never been financially needy. In fact, the Medicaid program can indeed be quite relevant to you when you reach your senior years. Why would Medi-Cal ever enter the picture if you will qualify for … [Read more...] about Is Medi-Cal Only for the Poor?
People sometimes get bits and pieces of information, and they go forward with assumptions that are not accurate. This certainly enters the equation when it comes to nursing home costs and the way that they are typically addressed. One misconception is the idea that Medicare will pay for long-term care if you ever need it. In fact, this government health insurance program for seniors does not pay for long-term care, even though this seems counterintuitive to most logical thinkers. It is not … [Read more...] about Will a Nursing Home Take Half of My Assets?
The Medi-Cal program is California's version of Medicaid, and you may be aware of the fact that the program is a source of health insurance for people with very limited financial resources. If you have been traversing a successful career path with health insurance through your job, you probably don't give much thought to the Medi-Cal program. Plus, if you have paid into the program sufficiently throughout your life, you will qualify for Medicare as a source of health insurance when you reach … [Read more...] about What Is the Medi-Cal Community Spouse Resource Allowance?
Elder law attorneys assist clients who are looking ahead toward their senior years. Health insurance is very important for all of us, but it is particularly important for senior citizens. Most seniors will qualify for Medicare, so we will look at that program first, and then we will explain the difference between Medicare and Medi-Cal. Medicare Medicare coverage is earned through the accumulation of retirement credits. You can earn up to four credits per year through your tax contributions, … [Read more...] about What Is the Difference Between Medi-Cal and Medicare?