Elder Law

Why would you want to qualify for Medi-Cal if you are going to be eligible for Medicare coverage when you reach the age of 65? This is a very good question, and you should certainly be aware of the answer when you are creating a plan for long-term care. Living Assistance The United States Department of Health and Human Services tells us that most senior citizens will someday need living assistance. This is a likelihood, not a remote possibility. In fact, the figure stands at 70 … [Read more...] about Do You Have to Impoverish Yourself to Qualify for Medi-Cal?

The Medi-Cal program is widely utilized by seniors who need assistance paying for long-term care, because Medicare does not pay for living assistance. The average annual cost for a room in a nursing home is around $100,000, so Medi-Cal eligibility can allow seniors to leave their hard-earned resources behind to their loved ones. You do not qualify for Medi-Cal automatically if you are a senior who is in need of long-term care. The program is only for people who have financial need. As a result, … [Read more...] about Can Medi-Cal Take My Home?

Before we examine the Medi-Cal look-back, we should explain why Medi-Cal would be relevant to you if you have never been financially needy throughout your life. Most people are aware of the fact that Medi-Cal is a health insurance program that is only available to people who can demonstrate a significant level of financial need. However, many seniors who retired with resources ultimately apply for Medi-Cal coverage, because the program will pay for long-term care. Medicare does not pay for … [Read more...] about What Is the Medi-Cal Look-Back?

There are different legal specialties that attorneys are passionate about, and one of them is elder law. This is a very important area of the law at the present time, because an unprecedented number of Americans are attaining senior citizen status at the same time. You have to take careful steps to prepare for your senior years if you want to be comfortable and secure. Elder law attorneys help people who are preparing for this stage of life. There are some elder law issues that are very … [Read more...] about What Is an Elder Law Attorney?

Medicaid is important to many elders, because it will pay for long-term care. This is a very big issue within the elder law community, because most seniors will need long-term care, and it is very expensive. Medicare does not pay for living assistance. The Medicaid program is in place to provide health care insurance for people who have been unable to accumulate significant resources. Because of the fact that eligibility for this program is based on financial need, there is an asset limit of … [Read more...] about Elder Law FAQs: Is There a Medi-Cal Asset Maximum?

When you are getting serious about preparing for the latter portion of your life, you should certainly take long-term care expenses into account. Most elders will eventually need help with their day-to-day needs, and long-term care is very expensive. Medicare does not pay for living assistance, but Medi-Cal will pay for nursing home care. Because of this dynamic, many people who were never financially needy ultimately seek Medi-Cal eligibility through a process called a Medi-Cal spend … [Read more...] about What Assets Can I Keep When My Spouse Applies for Medi-Cal?

An elder law attorney is a lawyer who focuses on a particular area of the law. There are certain eventualities that seniors face, and elder law attorneys help people who are concerned about the legal ramifications. Since there are a number of important legal matters that may confront you when you reach an advanced age, you should certainly discuss the future with an elder law attorney so you can be appropriately prepared. There are certain questions that you may want to ask at the … [Read more...] about What Questions Should I Ask an Elder Law Attorney?

You may wonder why you would ever want to qualify for Medi-Cal. Most people are aware of the fact that Medi-Cal is a government health insurance program that is only available to people with very limited financial resources. How could you qualify for Medi-Cal if you planned ahead effectively for retirement? Plus, why would you need Medi-Cal coverage when you are going to be enrolled in the Medicare program? These are good questions, and we will answer them in this blog post. Living … [Read more...] about Can I Just Give Away My Assets to Qualify for Medi-Cal in California?