Will I need to qualify for Medi-Cal?

Over half of all seniors in long-term care (LTC) rely on Medicaid (Medi-Cal in California) to cover the high cost of that care. Again, because you are statistically more likely to outlive your spouse, you need to plan ahead for the possibility that you will one day need LTC. Conversely, Medi-Cal planning is also important to ensure that your spouse does not deplete your entire nest egg with his LTC expenses, leaving you with nothing